Our Services
Having looked at the types of clients we serve and the process we go through to identify the financial priorities of our clients, we now look at the various financial products and services that we implement in order to help our clients achieve their objectives.
All of the items listed below are “arrows in our quiver” that we can use to fit the appropriate situation. Some items, such as life insurance and retirement planning, will be needed by almost everyone at some point. Others, such as college planning and individual health insurance are going to be used for specific situations.
We pride ourselves in taking the initial steps of understanding your personal situation before recommending any of the items listed below. Their value comes from how well they address the different individual needs of each of our clients.
Please click on the links below for more in-depth information on each topic. We look forward to partnering with you!
Personal Planning
- IRA’s and Roth IRA’s
- Rollover IRA’s
- Analysis of 401(k) and other employer plan options
- Accumulation Strategies
- Distribution Planning
- Investment Analysis
- Mutual Funds and Securities
- Fund Company and Money Manager Selection
- Tax Managed Accounts
- Asset Allocation Services
- REIT’s and other Alternative Investments
- Annuities
- Life Insurance
- Individual and Family Health Insurance
- Disability Insurance
- Long Term Care Insurance
- College Savings (Coverdell ESA’s, 529 Plans, etc.)
- Academic, Tax, and Financial Planning to reduce net costs of college
- EFC (Expected Family Contribution) Analysis
- Analysis of current estate situation
- Referrals to qualified attorneys for Wills and Living Trusts
- Charitable Giving plans
- Survivorship Life Insurance & Irrevocable Life Insurance Trusts
- Trust Funding
- Fee-based Financial Planning
- Money Guide Pro™ Planning Software
- Cash Flow Planning & Debt Elimination Strategies
- Retirement Accumulation & Distribution Analysis
- College Financial Planning
- Insurance Planning
- Estate Planning
Business Planning
- Group Health / Dental / Vision Insurance
- Group Life / Disability / Long Term Care Insurance
- Group Voluntary Benefits
- Section 125 / Flex Spending Plans
- 401(k)’s, 403(b)’s, and 457 Plans
- Roth 401(k)’s and 403(b)’s
- Profit Sharing Plans
- SIMPLE IRA’s
- Defined Benefit Pension Plans
- SIMPLE IRA’s
- SEP IRA’s
- Single 401(k)’s (Roth option available)
- Defined Benefit Pension Plans
- Buy-Sell Agreement Funding
- Non-qualified Deferred Compensation
- Key Person Life Insurance
- Business Continuation / Business Overhead Expense Disability Insurance
- Business Succession Planning
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