Services > Personal Planning > Health Insurance

Self Employed, Individual
& Family Health Insurance

“I know that I need health insurance for myself and my family, but I don’t have an employer that is helping to pay any of the costs. How do I balance the responsibility of getting quality coverage with the challenge of making it work with my budget?”

If you are responsible for your own health insurance premiums for you & your family, you know that it can be a significant financial commitment to have adequate coverage in place. While the benefits of transferring the risk of huge medical bills onto the insurance company outweigh the premiums you have to pay, it’s still important that you get the best “bang for your buck” for the premiums you are able to pay. As independent insurance producers our experts have the knowledge & experience to know which company & plans are the most appropriate for your needs. For example:

	Do you know the differences between HMO and PPO and what type of plan would best meet your needs? If you are a single male do you really need a plan with maternity coverage?
	If you are a single parent should you be paying a family rate?
	Are you still paying for Cobra from your old job?
	Are you familiar with the potential benefits (and drawbacks) of Health Savings Account(HSA)-eligible plans?

Individual Health Quote Request Form

Helpful Websites

Blue Shield of California
Blue Shield Application – Andrew Kimari
Blue Cross of California
Blue Cross Application – Andrew Kimari
Nationwide Health Plans

HealthNet

Aetna
CCN Network (Nationwide Provider Directory)
California Choice
The Bancorp Bank HSA (HSA accounts)

Self Employed, Individual& Family Health Insurance

Individual Health Quote Request Form

Helpful Websites

Self Employed, Individual
& Family Health Insurance